/* ------------------------------------------------------------------
   Avizia Assurances — single stylesheet
   ------------------------------------------------------------------ */

/* Tokens */
:root {
    --c-blue:        #4878b8;
    --c-blue-light:  #b5ceec;
    --c-blue-bg:     #becede;
    --c-blue-dark:   #3B435A;
    --c-gold:        #a8915d;
    --c-gold-dark:   #7a6536;
    --c-beige:       #c9bba1;
    --c-navy:        #253159;
    --c-text:        #3f3f3f;
    --c-heading:     #1f2440;
    --c-soft:        #f8f6f7;
    --c-line:        #dadada;
    --nav-h:         100px;
    --content-w:     1140px;
    --gutter:        15px;
}

/* Reset-ish */
*, *::before, *::after { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--c-blue); text-decoration: none; }
a:hover { color: var(--c-blue-dark); }
button { font: inherit; cursor: pointer; }
ul { padding: 0; margin: 0; list-style: none; }

html { position: relative; min-height: 100%; }
body {
    background-color: #fff;
    color: var(--c-text);
    font-family: Arial, sans-serif;
    font-weight: 300;
    font-size: 16px;
    line-height: 1.55;
    min-height: 100vh;
    display: flex;
    flex-direction: column;
}

.site-main { flex: 1 0 auto; }

/* Container */
.container {
    width: 100%;
    max-width: var(--content-w);
    margin-inline: auto;
    padding-inline: var(--gutter);
}

/* Skip link */
.skip-link {
    position: absolute;
    left: -10000px;
    top: 8px;
    padding: 8px 12px;
    background: #fff;
    border: 1px solid var(--c-gold);
    z-index: 1000;
}
.skip-link:focus { left: 8px; }

/* Header / nav */
.site-nav {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    background: #fff;
    border-bottom: 1px solid #efefef;
    padding: 15px 0;
    z-index: 100;
}
.site-nav .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 15px;
}
.brand img { max-height: 50px; }

.nav-toggle {
    display: none;
    border: 1px solid #ddd;
    background: #fff;
    border-radius: 3px;
    padding: 8px 10px;
}
.nav-toggle span {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--c-text);
    margin: 4px 0;
}

.nav-list {
    display: flex;
    align-items: center;
    gap: 40px;
}
.nav-list a {
    color: var(--c-text);
    text-transform: none;
    font-size: 14px;
}
.nav-list a:hover { color: var(--c-blue); }
.nav-list a.is-active { color: var(--c-blue); }

.nav-cta {
    color: var(--c-gold) !important;
    border: 1px solid var(--c-gold);
    padding: 12px 24px;
    text-transform: uppercase;
    font-size: 14px;
    letter-spacing: 0.04em;
    transition: background-color .15s, color .15s;
}
.nav-cta:hover {
    background: var(--c-gold);
    color: #fff !important;
}

.lang-switch {
    margin-left: 10px;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 12px;
    color: #aaa;
    text-transform: uppercase;
    letter-spacing: 0.08em;
}
.lang-switch a {
    color: var(--c-text);
}
.lang-switch a.is-active {
    color: var(--c-blue);
    font-weight: 600;
}

/* Hero */
.hero {
    background: linear-gradient(rgba(37, 49, 89, 0.35), rgba(37, 49, 89, 0.35)),
                url('../images/imgHome.jpg') center/cover no-repeat;
    color: #fff;
    text-align: center;
    padding: 200px 15px 120px;
    margin-top: var(--nav-h);
    font-size: 22px;
    font-weight: 300;
}
.hero p { margin: 0 0 32px; }
.btn {
    display: inline-block;
    background: var(--c-blue-bg);
    color: var(--c-blue-dark);
    border: 1px solid var(--c-blue-dark);
    padding: 14px 36px;
    font-size: 16px;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    text-decoration: none;
    transition: background-color .15s, color .15s;
}
.btn:hover {
    background: var(--c-blue-dark);
    color: #fff;
}
.btn-gold {
    background: #fff;
    color: var(--c-gold-dark) !important;
    border: 1px solid var(--c-gold);
    padding: 14px 36px;
    text-transform: uppercase;
    font-size: 14px;
}
.btn-gold:hover {
    background: var(--c-gold);
    color: #fff !important;
}

/* Small inner-page hero */
.subhero {
    background: linear-gradient(rgba(72, 120, 184, 0.55), rgba(72, 120, 184, 0.55)),
                url('../images/small-header.jpg') center/cover no-repeat;
    height: 152px;
    margin-top: var(--nav-h);
}

/* Sections / headings */
.section { padding: 40px 0; }
.section-narrow { padding: 24px 0; }
.center { text-align: center; }

h1, h2, h3, h4, h5 {
    font-family: Arial, sans-serif;
    font-weight: 300;
    color: var(--c-heading);
    margin: 0 0 16px;
}
.page-title {
    font-size: 22px;
    text-transform: uppercase;
    color: var(--c-heading);
    margin: 24px auto 48px;
    display: inline-block;
    position: relative;
    padding-top: 18px;
}
.page-title::before {
    content: '';
    position: absolute;
    top: 0;
    left: -10px;
    width: 55px;
    height: 3px;
    background: var(--c-blue-light);
}

.pillar-title {
    display: inline-block;
    font-size: 18px;
    color: var(--c-heading);
    text-transform: uppercase;
    padding: 10px 16px 14px;
    position: relative;
    margin: 0 auto 12px;
}
.pillar-title::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 60px;
    height: 50px;
    background: var(--c-blue-light);
    opacity: 0.55;
    z-index: -1;
    border-radius: 2px;
}
.pillar { position: relative; padding: 10px 12px; }
.pillar em { color: var(--c-text); font-style: italic; }

/* Pillar row */
.pillars {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin: 40px 0;
    text-align: center;
}

/* Cover (garanties) two columns */
.cover-cols {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 30px;
    max-width: 900px;
    margin: 0 auto;
}
.cover-card {
    background: var(--c-soft);
    padding: 28px 22px;
    border-radius: 2px;
}
.cover-card h3 {
    color: var(--c-blue);
    font-size: 15px;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    margin-bottom: 20px;
    text-align: center;
}
.cover-card h4 {
    color: var(--c-blue);
    font-size: 14px;
    margin-top: 18px;
    margin-bottom: 8px;
    text-transform: uppercase;
}
.cover-card ul li {
    padding: 4px 0;
    color: var(--c-text);
    font-size: 15px;
    border-bottom: 1px dashed #eee;
}
.cover-card ul li:last-child { border-bottom: none; }

/* Spotlight read block */
.spotlight {
    margin: 60px auto 0;
    max-width: 800px;
}
.spotlight-head {
    display: inline-block;
    background: var(--c-blue-light);
    color: var(--c-heading);
    padding: 10px 18px;
    text-transform: uppercase;
    font-size: 15px;
    letter-spacing: 0.06em;
}
.spotlight-head em {
    font-style: italic;
    color: var(--c-blue-dark);
}
.spotlight-body {
    border-left: 2px solid var(--c-gold);
    padding: 18px 22px;
    margin-top: 18px;
    text-align: justify;
}

/* Contact block on home */
.home-contact-card {
    border: 1px solid var(--c-gold);
    padding: 40px 50px;
    margin: 60px auto;
    max-width: 900px;
}
.home-contact-card h3 {
    color: var(--c-gold-dark);
    font-size: 18px;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    text-align: center;
    margin-bottom: 32px;
    position: relative;
    padding-top: 14px;
    display: inline-block;
    left: 50%;
    transform: translateX(-50%);
}
.home-contact-card h3::before {
    content: '';
    position: absolute;
    top: 0;
    left: -10px;
    width: 55px;
    height: 2px;
    background: var(--c-gold);
}
.home-contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
}
.home-contact-grid li {
    padding: 4px 0;
    color: var(--c-text);
}
.home-contact-grid .icon {
    color: var(--c-gold);
    width: 22px;
    display: inline-block;
}

/* Coordonnées (contact details) page */
.coord-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    max-width: 800px;
    margin: 0 auto 50px;
}
.coord-grid li { padding: 4px 0; }
.coord-grid .icon { color: var(--c-gold); width: 22px; display: inline-block; }
.map-frame {
    width: 100%;
    height: 420px;
    border: 0;
    margin-top: 30px;
}

/* Outils */
.tools-disclaimer {
    max-width: 800px;
    margin: 0 auto 30px;
    color: var(--c-text);
    text-align: center;
}
.tools-tabs {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    border: 1px solid var(--c-line);
    margin: 0 auto 24px;
    max-width: 1000px;
}
.tools-tab {
    background: #fff;
    border: 0;
    border-right: 1px solid var(--c-line);
    padding: 18px 12px;
    color: var(--c-text);
    text-transform: uppercase;
    font-size: 13px;
    cursor: pointer;
    line-height: 1.3;
}
.tools-tab:last-child { border-right: 0; }
.tools-tab:hover { background: #f9f7f3; }
.tools-tab.is-active {
    background: var(--c-beige);
    color: #fff;
}

.tools-pane { display: none; max-width: 1000px; margin: 0 auto; }
.tools-pane.is-active { display: block; }
.tools-pane iframe {
    width: 100%;
    height: 820px;
    border: 0;
}
.tools-fallback {
    padding: 30px;
    text-align: center;
    border: 1px dashed var(--c-line);
    color: var(--c-text);
}
.tools-notice {
    max-width: 800px;
    margin: 0 auto 24px;
    color: var(--c-heading);
    text-align: center;
    font-style: italic;
    padding: 12px 16px;
    background: var(--c-soft);
    border-left: 3px solid var(--c-gold);
}
.tools-info {
    background: var(--c-soft);
    padding: 40px 30px;
    text-align: center;
}
.tools-info h3 {
    color: var(--c-heading);
    text-transform: uppercase;
    letter-spacing: 0.06em;
    font-size: 16px;
    margin-bottom: 16px;
}
.tools-info .lead {
    max-width: 720px;
    margin: 0 auto 24px;
    color: var(--c-text);
}
.tools-info ul {
    max-width: 620px;
    margin: 0 auto 30px;
    text-align: left;
    display: inline-block;
}
.tools-info ul li {
    padding: 6px 0 6px 22px;
    color: var(--c-text);
    position: relative;
}
.tools-info ul li::before {
    content: '\2713';
    color: var(--c-gold);
    position: absolute;
    left: 0;
    top: 6px;
    font-weight: bold;
}
.tools-info .cta-row {
    margin: 24px 0 0;
}

/* Contact form */
.contact-form {
    max-width: 800px;
    margin: 0 auto;
}
.contact-form .form-intro {
    margin-bottom: 20px;
    color: var(--c-text);
}
.contact-form .required-note {
    color: var(--c-text);
    font-style: italic;
    font-size: 13px;
    margin-bottom: 20px;
}
.form-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}
.form-grid .full { grid-column: 1 / -1; }
.form-control {
    width: 100%;
    height: 45px;
    padding: 0 12px;
    border: 1px solid #e1ded5;
    background: #fff;
    color: var(--c-gold-dark);
    font: inherit;
    border-radius: 0;
    transition: border-color .15s, box-shadow .15s;
}
textarea.form-control {
    height: auto;
    min-height: 180px;
    padding: 12px;
    resize: vertical;
}
.form-control:focus {
    outline: 0;
    border-color: var(--c-gold);
    box-shadow: 0 0 0 3px rgba(204, 192, 168, 0.25);
}
.form-control.has-error {
    border-color: #c0392b;
    box-shadow: 0 0 0 3px rgba(192, 57, 43, 0.15);
}
.field-error {
    color: #c0392b;
    font-size: 13px;
    margin-top: 4px;
    display: none;
}
.field-error.is-visible { display: block; }

/* Honeypot — visually hidden, off-screen, no display:none (some bots skip those) */
.hp-field {
    position: absolute;
    left: -10000px;
    top: auto;
    width: 1px;
    height: 1px;
    overflow: hidden;
}

.source-options {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    justify-content: center;
    margin-top: 10px;
}
.source-options label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--c-text);
    cursor: pointer;
}

.banner {
    margin: 20px 0;
    padding: 14px 18px;
    border-radius: 2px;
    display: none;
}
.banner.is-visible { display: block; }
.banner.is-success { background: #e6f5ec; color: #1b6b3a; border: 1px solid #b6dec5; }
.banner.is-error   { background: #fbe9e7; color: #a8281d; border: 1px solid #f0c1bb; }

/* Footer */
.site-footer {
    background: var(--c-navy);
    color: #eee;
    padding: 40px 0;
    margin-top: 60px;
    flex-shrink: 0;
}
.site-footer .container {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}
.site-footer a { color: #eee; }
.site-footer a:hover { color: #fff; text-decoration: underline; }
.site-footer .col p { margin: 8px 0; font-size: 14px; }
.site-footer hr {
    width: 70%;
    margin: 0 auto 12px 0;
    border: 0;
    border-top: 1px solid #6e7693;
}

/* 404 */
.not-found {
    text-align: center;
    padding: 80px 20px;
}
.not-found h1 { font-size: 100px; color: var(--c-blue-light); margin: 0; }

/* Icons (simple unicode placeholders, no Font Awesome needed) */
.icon-envelope::before { content: '\2709'; }
.icon-phone::before    { content: '\260E'; }
.icon-mobile::before   { content: '\1F4F1'; }
.icon-at::before       { content: '@'; }

/* Hyphen underlines for inner page headings */
.heading-rule {
    display: inline-block;
    position: relative;
    padding-top: 16px;
    text-transform: uppercase;
    color: var(--c-heading);
    font-size: 18px;
    margin: 0 auto 40px;
}
.heading-rule::before {
    content: '';
    position: absolute;
    top: 0;
    left: -10px;
    width: 55px;
    height: 3px;
    background: var(--c-blue-light);
}
.heading-rule.gold::before { background: var(--c-gold); }

/* Responsive */
@media (max-width: 992px) {
    .pillars { grid-template-columns: 1fr; gap: 24px; }
    .cover-cols { grid-template-columns: 1fr; }
    .tools-tabs { grid-template-columns: repeat(2, 1fr); }
    .tools-tab { border-right: 0; border-bottom: 1px solid var(--c-line); }
    .site-footer .container { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
    .nav-toggle { display: block; }
    .nav-list {
        display: none;
        position: absolute;
        top: var(--nav-h);
        left: 0;
        right: 0;
        background: #fff;
        flex-direction: column;
        align-items: stretch;
        gap: 0;
        border-top: 1px solid #eee;
        box-shadow: 0 4px 6px rgba(0,0,0,.05);
    }
    .nav-list.is-open { display: flex; }
    .nav-list a {
        padding: 14px 20px;
        border-bottom: 1px solid #f4f4f4;
        text-align: center;
    }
    .nav-cta { border-width: 0; border-top: 1px solid #f4f4f4; }
    .hero { padding: 140px 15px 80px; font-size: 18px; }
    .form-grid { grid-template-columns: 1fr; }
    .home-contact-grid, .coord-grid { grid-template-columns: 1fr; }
    .home-contact-card { padding: 30px 20px; }
    .site-footer .container { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
    .hero { padding: 130px 15px 60px; font-size: 16px; }
    .brand img { max-height: 36px; }
    .page-title { font-size: 18px; }
}